Shelter Insurance, a well-established name in the insurance industry, operates with a distinctive approach that emphasizes personal service and community engagement. Founded in 1946, Shelter Insurance has expanded its presence to serve customers across 15 states in the United States. In this comprehensive guide, we will delve into the world of Shelter Insurance, exploring its commitment to local communities, the wide range of insurance products it offers, the advantages of partnering with dedicated agents, and how its unique combination of local presence and personalized service sets Shelter Insurance apart in the industry. Click for more information on Select Insurance agents.

The Shelter Insurance Difference

Shelter Insurance stands out in the insurance landscape by prioritizing personalized service through its network of dedicated agents. This approach ensures that policyholders receive not only comprehensive coverage but also individualized support tailored to their unique needs and circumstances.

Key Aspects of the Shelter Insurance Difference:

The Range of Insurance Products

Shelter Insurance offers a diverse portfolio of products to cater to the varied needs of its customers:

1. Auto Insurance:

They provide comprehensive auto insurance coverage, including liability, collision, and comprehensive coverage, as well as options for specialty vehicles like motorcycles and RVs.

2. Home Insurance:

Homeowners can secure their properties and belongings with Shelter Insurance’s home insurance policies, which can be customized to meet specific coverage requirements.

3. Life Insurance:

Shelter Insurance offers life options to provide financial protection and peace of mind for individuals and families. These policies help ensure that loved ones are financially secure in the event of an unexpected tragedy.

4. Business Insurance:

They provide a suite of commercial insurance products, including general liability, workers’ compensation, and commercial auto insurance, designed to protect businesses of all sizes.

5. Specialty Insurance:

They also provide specialty insurance solutions, such as boat insurance, farm insurance, and classic car insurance, addressing unique coverage needs for specialty assets and businesses.

The Value of Local Agents

Local agents are at the heart of Shelter Insurance’s service model, and they offer several key advantages to policyholders:

1. Personalized Service:

Local agents take the time to understand their customers’ needs, preferences, and unique circumstances. This personalized approach allows them to recommend tailored insurance solutions.

2. Accessibility:

Local agents are readily available to assist customers, whether they need to file a claim, update their policies, or seek guidance on coverage options. This accessibility fosters trust and satisfaction among policyholders.

3. Community Knowledge:

Local agents possess valuable insights into the local communities they serve. This knowledge enables them to offer recommendations that align with the specific risks and challenges faced by individuals, families, and businesses in the area.

4. Claims Support:

In the event of a claim, local agents can provide invaluable support for Shelter Insurance customers, guiding policyholders through the claims process and ensuring a swift and fair resolution.

5. Advice and Education:

Local agents serve as trusted advisors, offering advice on risk management and insurance strategies to help customers make informed decisions about their coverage.


Shelter Insurance’s unique blend of local presence and personalized service has positioned it as a respected insurance provider that values its customers and communities. With a wide array of insurance products, dedicated local agents, and a commitment to giving back, Shelter Insurance stands out as a reliable choice for individuals, families, and businesses seeking comprehensive insurance coverage that is accompanied by exceptional service.

Whether you’re in need of auto, home, life, or business insurance, Shelter Insurance’s local agents are here to provide you with personalized support and tailored coverage solutions. By choosing Shelter Insurance, you not only gain access to a wide range of insurance products but also benefit from the knowledge and dedication of local agents who are deeply invested in your community. It’s insurance with a personal touch, and it’s what sets Shelter Insurance apart in the insurance industry.