SR22 Car Insurance
SR22 Car Insurance
Can I get an SR22 today?
Yes, we can issue you one immediately. In most states, we’re able to electronically send your SR-22 to the state the same day.
Can I buy a policy with an SR22 online?
Yes, Dairyland offers policies with an SR22 that can be purchased online. We also offer a many other coverage options that can be added to your policy, depending on your needs.
How long does an SR 22 last?
Most states require drivers to have SR22 coverage along with an insurance policy for about three years. This may vary by state or by circumstances, so be sure to check your state’s requirements.
What if my policy cancels?
If your SR-22 lapses, your insurance company is required to contact the Department of Motor Vehicles (DMV). This could result in loss of your driver’s license or, depending on your state of residence, other consequences. Making payments on time will help prevent an SR26 from being sent to the state. An SR26 cancels the SR22.
Will an SR22 raise my insurance?
With many companies, yes—but not Dairyland. Generally, just having an SR-22 filing on your policy will not impact your car insurance premium at Dairyland.
What types of SR 22 certificates are there?
There are three types of SR22 insurance:
- Operator: An Operator’s Certificate is designed for drivers who borrow or rent a car, but don’t own a car. This is sometimes used with a non-owner car insurance policy
- Owner: An Owner’s Form is for those who own and drive their own car.
- Operator/Owner: An Operator/Owner Form is a combination form that applies to those who own their own car, but also borrow or rent one to drive occasionally.
Can I get an SR-22 if I don’t own a car?
Yes. You can get SR22 insurance if you don’t own a vehicle with our non-owner car insurance policy.
Does my state require an SR 22?
Each state has its own SR-22 coverage requirements for drivers, which are subject to change. If you’re not sure of these requirements, we recommend contacting your state’s Department of Insurance.