SR22 Insurance in Ohio:Costs, Requirements, and Providers

If you’ve been convicted of certain driving offenses in Ohio, you may be required to obtain SR22 insurance. This guide will provide you with all the information you need to know about the costs, requirements, and providers of SR22. Contact AmeriAgency Insurance today and get a quote for the insurance coverage you require.

What is SR22 insurance?

SR22 insurance is a type of car insurance that is required for drivers who have been convicted of certain driving offenses, such as driving under the influence (DUI) or driving without insurance. It is not actually a type of insurance policy, but rather a certificate that proves you have the minimum amount of liability insurance required by law. The SR22 certificate is filed with the state and is typically required for a certain period of time, depending on the offense.

Why do you need SR22 insurance in Ohio?

If you have been convicted of certain driving offenses, such as a DUI or driving without insurance, you will be required to obtain SR22. This is because the state wants to ensure that drivers who have demonstrated risky behavior on the road are financially responsible and have the minimum amount of liability insurance required by law. Without SR22 insurance, you may not be able to legally drive in Ohio.

How much does SR22 insurance cost in Ohio?

The cost of SR22 insurance in Ohio varies depending on several factors, including your driving record, the reason for requiring SR22 insurance, and the insurance provider you choose. On average, you can expect to pay between $300 and $800 per year for SR22 insurance in Ohio. However, it’s important to shop around and compare quotes from multiple providers to ensure you are getting the best rate possible. Keep in mind that you will also need to pay for the minimum amount of liability insurance required by Ohio law, which is $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $25,000 for property damage. Do you require the value of your car?

What are the requirements for SR22 ?

In Ohio, if you have been convicted of certain driving offenses, such as driving under the influence (DUI) or driving without insurance, you may be required to obtain SR22 insurance. This is a certificate of financial responsibility that proves you have the minimum amount of liability insurance required by Ohio law. To obtain SR22 insurance, you must contact an insurance provider licensed to sell auto insurance in Ohio and request an SR22 filing. You will need to provide proof of insurance and pay any required fees. Once your SR22 filing is complete, your insurance provider will notify the Ohio Bureau of Motor Vehicles (BMV) that you have met the requirements for SR22 insurance.

Who are the top SR22 providers?

There are several insurance providers in Ohio that offer SR22 insurance. Some top providers include State Farm, Progressive, GEICO, Nationwide, and Allstate. It’s important to shop around and compare quotes from multiple providers to ensure you are getting the best coverage at the most affordable price. Keep in mind that the cost of SR22 insurance can vary depending on factors such as your driving record, age, and location.