Texas General Liability Insurance
What is General Liability Insurance?
General Liability Insurance helps protect your business from property damage claims, bodily injury claims, and/or personal and advertising injury claims that could put your business’s assets at risk. For example, General liability insurance helps protect you and your business in the event of the following:
- A customer slips and injures himself in your store. The injuries result in costly medical bills and maybe even a lawsuit.
- While on the job, you accidentally damage a customer’s property and the repairs are costly. Should a claim like one of these be made against your business, then your commercial general liability insurance policy may help pay for the damages.
Texas general liability insurance is required by the state for most business owners. General Liability coverage is designed to protect TX business owners from direct or indirect damages to another party. Your liability insurance helps pay for those damages caused by the actions of your business, or your employees. Texas general liability coverage pays for property damage and personal injuries involving customers, visitors and sub-contractors. Business owners in Texas have a choice regarding insurance deductibles and policy limits within their coverage.
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Texas Professional Liability Insurance
Professional liability insurance helps cover you and your Texas business if you are found negligent in the services that you provide. Many types of businesses need professional liability insurance, which is also known as errors & omissions, or E&O insurance. If you work directly with customers by providing services, consider getting professional liability coverage. Here are some examples of businesses that may benefit from professional liability insurance:
- Technology Professionals
- Travel Agent
- Interior Decorator
- Consultants
- Accountants
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