Tile Contractor Workers’ Compensation
As the owner or manager of a business that specializes in installing tiles, there are going to be considerations that need to be made in the insurance space. The two types of insurance you are going to want to be thinking about include tile installer’s workers compensation as well as tile layers liability insurance coverages. As a business owner, what does it mean for you to have these types of insurance coverages? What is the kind of protection that they provide to you? When shopping for insurance such as this, what should you consider?
As a tile layer, it is all about craftsmanship. You and your employees need to have an incredible attention to detail and want nothing but the very best in quality. There are a lot of risks that go along with this type of profession though, risks that can be mitigated with the assistance of insurance. It is vital that you understand the work you perform and the risks that are presented as a result of that. Specialized insurance and risk management products can give you the tools you need to be adequately protected.
The first type of insurance that you are going to want to consider is that of tile installers’ workers compensation insurance. As a tile contractor, you are going to be bringing in employees that are going to be working for you, doing jobs day in and day out. Think about all of the physicality that goes along with installing tiles in a home. You have to think about everything from the lifting of the tiles, getting up and down, all of the tools that are used, etc.
The risk exposures that are present to the employees that you have on your payroll are quite clear. What happens if one of your employees is injured while they are on the job? They certainly are going to be out of work for a period, so where does that leave both you and them? With workers compensation insurance, you are going to be allowing protection for both you and the employee.
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