As an Amazon delivery driver, having the right insurance coverage for your box truck is essential in order to keep your business protected. Learn about the different types of Prime truck insurance available to keep you and your business safe while delivering Amazon goods. Get the Amazon box truck insurance requirements now. Do you need non commercial box truck insurance?
Commercial Auto Insurance
Commercial auto insurance is often recommended for Amazon delivery drivers because it offers comprehensive protection for their work vehicle and any goods or property in their possession. It provides coverage for bodily injury, property damage, and personal injury. You can also choose additional coverages such as uninsured/underinsured motorist coverage, medical payments coverage, and much more.
Cargo insurance for an Amazon delivery vehicle or Prime truck insurance will provide coverage for goods and property owned by the driver or the business that is being transported. It can include coverage for damages due to fire, theft, collision, water damage, explosion, and other covered causes of loss. This type of insurance ensures that goods are safe during their transit from one place to another by providing compensation if any cargo is damaged during delivery.
Non-Trucking Liability Insurance
Non-trucking liability insurance provides coverage when a Prime truck insurance is not being used for business purposes. This type of insurance offers protection in the event of an accident that occurs while operating your delivery vehicle away from the customer’s location, such as when you are out for lunch or making personal errands. Non-trucking liability insurance will cover damages to other vehicles, property, and individuals that may be incurred from the unexpected operation of your Amazon delivery vehicle. Get the Amazon box truck insurance requirements now. Do you need non commercial box truck insurance?
Physical Damage and Collision Coverage
Physical damage and collision coverage provide protection for your delivery vehicle when it is in the customer’s possession. This form of insurance will cover any damage that may come to the vehicle as a result of a collision or an incident involving another person’s property, whether caused deliberately or accidentally. This type of coverage also includes comprehensive coverage which protects against non-collision related damages like fire, theft, vandalism, and hail damage.
Traffic Violation Protection
Getting into an accident isn’t the only way to wind up in trouble; a single traffic citation can wreak havoc on your business. Traffic violation protection will cover and protect against the costs of tickets, fines, and court fees that result from any traffic violations incurred while the vehicle is in motion. This type of coverage comes with an added peace of mind, knowing that you won’t be stuck with an expensive bill after receiving a ticket. Looking for last mile insurance?