Affordable Auto Insurance Smyrna TN
AmeriAgency Has The Most Affordable Auto Insurance Smyrna TN
Insurance regulations vary from one state to another, and it is important that you have the right knowledge and the information on hand so that you can make an informed decision about what type of insurance you need.
Nobody ever thinks it’s going to happen to them. But the simple fact is that a car accident happens every 18 seconds in the United States. Even the most careful drivers can find themselves involved in one.
In most states, it is mandatory that drivers have at least minimum coverage auto insurance, which is why it’s important to find out your state’s minimum requirements. But many drivers choose more than the minimum coverage requirements in order to protect themselves to a greater degree.
What is Auto Insurance?
Simply put, auto insurance is a safety net. It is a contract that you have with an insurance company in which you agree to pay a premium, and in the event of an accident, the company agrees to pay for your covered damages, as outlined in your specific insurance auto policy.
It is important to familiarize yourself with the terms ‘premium’ and ‘deductible’ when shopping for auto insurance.
An insurance premium is the amount of money your insurance company charges you for a certain policy.
Your deductible is the amount of money that you are responsible for paying when damages occur as the result of an accident. For example, if you have $500 in damages as the result of an accident and a $100 deductible on your auto policy, you are responsible for paying $100 of the total damages.