Affordable Car Insurance In Tennessee
AmeriAgency Has The Most Affordable Car Insurance In Tennessee Q: What is ride-sharing and why is it getting so much attention from insurance companies? A: Ride-sharing companies provide taxi-like services by connecting passengers to drivers via a smartphone app. Rides can be arranged in advance or on short notice. Need home insurance?
The official name for a ride-sharing business is a Transportation Network Company (TNC). TNCs contract with drivers who use their personal vehicles to transport passengers. Therefore, many of the drivers who work for TNCs do not have a livery driver’s license, and their cars are neither registered nor insured as commercial vehicles. These drivers are distinct from limousine or taxi drivers, who use a commercial vehicle and already have commercial insurance coverage.
Insurers and insurance regulators are concerned about misconceptions regarding the use of personal auto policies by TNC drivers. Personal auto insurance policies are not designed, underwritten or priced for commercial ride-sharing; indeed, they typically exclude “livery services.” The assumption is that private-passenger motorists drive themselves, family members and friends, and have an average annual travel of 12,000 miles–and, of course, that no money is earned from these private trips.
Like conventional taxicab companies, TNCs are commercial enterprises. Therefore, in order to have coverage, TNC drivers need commercial insurance coverages–just like taxi and livery car drivers. Commercial auto insurance policies generally carry higher liability limits. They are also underwritten with the recognition that commercial vehicles travel more miles than private-passenger cars, and that the passengers in a TNC vehicle are customers, rather than friends or family members.
Tagged chattanooga , fayetteville , acceptance insurance , accident no insurance , Adams , Adamsville , affordable insurance agency , Alamo , Alcoa , Alexandria , Algood , Allardt , Alliance Insurance Group , allstate tennessee , Altamont , Ardmore , Arlington , Ashland City , Athens , Atoka , Atwood , Auburntown , auto insurance clarksville , auto insurance fayetteville , auto insurance lenoir city , auto insurance memphis , auto insurance murfreesboro , auto insurance nashville , auto insurance nationwide , auto insurance selmer , auto insurance smyrna , auto insurance with tickets , Baileyton , Bartlett , Baxter , Bean Station , Beersheba Springs , Bell Buckle , Belle Meade , Bells , Benton , Berry Hill , best insurance agents , Bethel Springs , Big Sandy , Blaine , Bluff City , Bolivar , Braden , Bradford , Brentwood , Brighton , bristol , Brownsville , Bruceton , Bulls Gap , Burlison , Burns , business auto rates , business auto tennessee , buy insurance online , Byrdstown , Calhoun , call insurance murfreesboro , Camden , car insurance chattanooga , car insurance cheap , car insurance estimates , car insurance knoxville , car insurance lenior city , car insurance memphis , car insurance nashville , car insurance nolensville , car insurance rates , car insurance selmer , car insurance smyrna , car insurance sr22 , car insurance tennessee , Carthage , Cedar Hill , Celina , Centerville , Chapel Hill , Charleston , Charlotte , cheap car insurance , cheap car insurance lenoir city , cheap car insurance memphis , cheap car insurance murfreesboro , cheap car insurance nashville , cheap full coverage , Church Hill , Clarksburg , clarksville , clarksville homeowners insurance , Cleveland , Clifton , Clinton , Coalmont , Collegedale , Collierville , Collinwood , Columbia , compare homeowners , Cookeville , Copperhill , Cornersville , Cottage Grove , Covington , Cowan , Crab Orchard , Cross Plains , Crossville , Crump , Cumberland City , Cumberland Gap , Dandridge , Dayton , Decatur , Decaturville , Decherd , Dickson , dmv sr22 , Dover , Dowelltown , Doyle , Dresden , Ducktown , Dunlap , Dyer , Dyersburg , Eagleville , East Ridge , Eastview , Elizabethton , Elkton , Englewood , Enville , Erin , Erwin , Estill Springs , Ethridge , Etowah , Fairview , Farragut , fencing contractor insurance , Forest Hills , Franklin , free auto insurance quote , Friendship , Friendsville , Gadsden , Gainesboro , Gallatin , Garland , Gates , Gatlinburg , Germantown , Gibson , Gilt Edge , Gleason , good home insurance , good rate car insurance , Goodlettsville , Gordonsville , Grand Junction , Graysville , Greenback , Greenbrier , Greeneville , Greenfield , Gruetli-Laager , Halls , Harriman , Harrogate , Hartsville , Henderson , Hendersonville , Henning , Hickory Valley , ho3 nashville , ho3 policy tennessee , Hohenwald , Homeowners insurance in memphis , Humboldt , Huntingdon , Huntsville , insurance nationwide , jackson , Jamestown , Jasper , Jefferson City , Jellico , Johnson City , Jonesborough , Kingsport , Kingston , Kingston Springs , knoxville , La Grange , Lafayette , LaFollette , Lakeland , LaVergne , Lawrenceburg , Lebanon , lenoir city , Lewisburg , Lexington , Liberty , Linden , Livingston , Lobelville , Lookout Mountain , Loretto , Loudon , Louisville , low cost automobile insurance , low cost home insurance , low down auto insurance , low rates tennessee auto insurance , lowest online auto quote , Luttrell , Lynchburg , Lynnville , Madisonville , Manchester , Martin , maryville , Mason , Maury City , Maynardville , McEwen , McKenzie , McMinnville , Medina , memphis , memphis ho3 , Middleton , Milan , Milledgeville , Millersville , Millington , Minor Hill , Monteagle , Monterey , Morrison , Morristown , Moscow , Mosheim , Mount Pleasant , Mountain City , Mt. Juliet , Munford , murfreesboro , music city car insurance , music city insurance , nashville , nationwide car insurance , New Johnsonville , New Market , New Tazewell , Newbern , Newport , Niota , Nolensville , Normandy , Norris , Oak Hill , Oak Ridge , Oakland , Obion , Oliver Springs , Oneida , online sr22 insurance , Orlinda , Palmer , paris , Parsons , Pegram , Petersburg , pgac sr22 insurance , Philadelphia , Pigeon Forge , Pikeville , Pleasant Hill , Pleasant View , Portland , Pulaski , quick online auto rates , quotes nationwide insurance , Ramer , Red Bank , Red Boiling Springs , reinstatement sr22 insurance , Ridgeside , Ridgetop , Ripley , Rockford , Rockwood , Rocky Top , Rogersville , Rutherford , Rutledge , safeauto quote , Saltillo , Sardis , Savannah , save on auto insurance , Scotts Hill , selmer , Sevierville , shelbyville , Signal Mountain , smithville , smyrna , Soddy-Daisy , Somerville , South Carthage , South Fulton , South Pittsburg , Sparta , Spencer , Spring City , Spring Hill , Springfield , sr22 auto , sr22 auto insurance memphis , sr22 insurance for court , sr22 insurance reinstatement , sr22 reinstatement insurance , St. Joseph , Stantonville , Surgoinsville , Sweetwater , Tazewell , Tellico Plains , tennessee ho3 , tennessee homeowners quote , Tennessee insurance license reinstatement , Tennessee Ridge , tennessee rural homeowners , Thompson's Station , Townsend , Tracy City , Trenton , Trezevant , Tullahoma , Tusculum , Unicoi , Union City , Vehicle insurance quote , Vonore , Walden , Wartburg , Wartrace , Watauga , Watertown , Waverly , Waynesboro , Westmoreland , where do i get sr22 , White Bluff , White House , White Pine , Whiteville , Whitwell , Williston , Winchester , Winfield , Woodbury , work comp tn , Yorkville 