Best Contractor Insurance: The Complete Guide to Coverages

Best Contractor Insurance -As a construction contractor, you understand the importance of ensuring the safety and security of your business. From accidents on the job site to damage to client property, there are various risks that you need to be prepared for. That’s where insurance coverage comes in. In this article, we will explore the essential insurance coverage options that every construction contractor should consider. First on the list is General Liability Insurance, which protects you from third-party claims for bodily injury or property damage. Workers’ Compensation Insurance is also crucial, as it provides benefits to employees who suffer work-related injuries or illnesses. Another important coverage is Builder’s Risk Insurance, which protects your construction project from losses caused by unexpected events like fire or theft. In addition, we will discuss the importance of Professional Liability Insurance, which covers you in case of errors or omissions in your professional services. We will also explore Commercial Auto Insurance, which provides coverage for vehicles that are used for business purposes. By understanding and investing in these essential insurance coverages, you can protect your construction business from potential financial losses and keep your projects on track. So, let’s dive in and ensure your construction business is properly protected.

AmeriAgency Has The Best Contractor Insurance

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Artisan and Service Contractors Policy

Electricians, Roofers, Painters, Concrete, Siding, Brick laying and more – AmeriAgency Writes Them All – Call 888-851-5572 Today.

We value the craftsmanship of your profession and want to provide the coverage you need to protect your business. We help protect a wide range of professionals. People who need contractor insurance include electricians, plumbers, and HVAC contractors, interior decorators, janitorial and lawn care services. Get the property and liability protection you feel is right, with an agent who can help you customize your coverage.

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There are many distinctive features available in the Best Contractor Insurance Policy:

• Business Personal Property – To help protect your contents and equipment from accidental direct physical loss.
• Building Property – Covers your building, storage buildings, garages, fixtures, and other structures. It also covers specific features of those structures, such as installed floor coverings and building glass.
  
• Business Liability – Insurance to help protect you financially against costly claims and lawsuits.
  
• Completed Operations – Provides coverage for bodily injury and property damage claims resulting after a construction or service project is completed.
  
• Mobile Equipment – Provides broad coverage for mobile equipment, tools, and equipment used in contracting operations.
  
• Installation Floater – Provides broad coverage for covered property you own or are responsible for while in transit, awaiting installation, or being installed at the job site.
  
• Property of Others – We will pay for property damage to the property of others while the property of others is in your care, custody, or control.

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