Business Insurance Agents Tennessee

Sep 27, 2019 (0) comment

Business Insurance Agents Tennessee

AmeriAgency has more than 20 years of experience working with various businesses in different sectors. Our business insurance agents are specialized to find you the best coverage with the AmeriAgency Advantage process. Here are a couple of questions you should ask you agent before purchasing a policy

Save Up to 27% with Business Insurance Agents Tennessee With AmeriAgency. With More Than 20 Years of Experience, We’re Sure We Can Help!

What will my liability insurance cover me for?

You may know or have heard that public liability insurance may cover your small business  for claims against:

  • Damage to someone else’s property
  • Personal injury to someone not employed by you

What Types of Business Insurance Are Available?

The main types of business insurance you should consider include:

  • Property and Casualty Insurance: Property insurance covers the physical location of the business (even if it is rented or leased) and its contents from things like fire, theft, flood, and earthquakes—although read the terms carefully to make sure they include everything you need. Casualty insurance, on the other hand, covers the operation of the business, but the two are usually grouped together in policies.
  • Commercial Auto Insurance: Commercial auto insurance covers your business for loss or damage to vehicles used by your business and for damage to others caused by your business vehicles. Note that vehicles used for business are not covered under your personal auto insurance policy even if a vehicle is used for both business and personal purposes.
  • Liability Insurance: Liability insurance covers you in the event someone sues you for negligence, which can occur, for instance, if someone falls on your property.
  • Product Liability Insurance: Product liability insurance covers your business for damages caused by a product designed, supplied, or manufactured by your business.
  • Business Interruption Insurance: Business interruption insurance can make up for lost cash flow and profits incurred because of an event that has interrupted your normal business operations.
  • Health Insurance: Health insurance provides health coverage for you and your employees.
  • Life and Disability Insurance: Life and disability insurance covers your business in the event of the death or disability of key owners, partners, or employees.
  • Workers’ Compensation Insurance If you have employees, you must, by law, participate in workers’ compensation programs; workers’ compensation insurance covers employees if they are injured on the job.

Different Options

Of course, not every business will need every single one of these coverages; as different industries require different insurance needs. That is why you need a specialized agent that will help.

Save Up to 27% with Business Insurance Agents Tennessee With AmeriAgency. With More Than 20 Years of Experience, We’re Sure We Can Help!

For more information, call us at 1-888-851-5572. If you would like to receive a fast and free quote, visit us on our webpage!

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