Protecting the businesses of Mississippi
General liability, also known as “commercial liability insurance” is a broad commercial insurance policy that covers general liability exposures of a business.
Coverage typically includes product protection from financial loss should you be liable for property damage or personal and advertising injury caused by your services, business operations or your employees.
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AmeriAgency recommends that all businesses have general liability coverage in place.
Coverages
- Commercial Automobile
This coverage is available to protect your business from the liability associated with operating automobiles. Coverage is available for owned, non-owned, and hired vehicles including autos, trucks, vans, tractors and trailers. Physical damage coverage is also available. - Commercial Liability
Provides coverage including defense for liabilities associated with operating a commercial business enterprise. Policies are tailored to meet the specific risk management needs of your business. - Commercial Property
Provides coverage for your buildings and contents. Coverages range from specific named-perils policies to broader all-risk type policies. - Directors & Officers
Designed to protect the directors and officers of your organization from damages and defense costs due to civil claims, claims of negligence, and of errors and/or omissions. - Employment Practices Liability
Provides coverage for defense costs and liability arising from allegations of improper employment practices, sexual harassment, and discrimination.
Additional Liability Coverage
Take a look at the list below for additional liability coverages that you may want to consider.
Errors and Omissions
Errors & Omissions (E&O) covers professionals for negligence and errors or omissions that injure their clients or cause damage to a third party’s data. This type of insurance is particularly important to licensed professionals such as accountants, attorneys, insurance agents, architects, engineers and technology companies. AmeriAgency recommends that all professional and technology companies have E&O coverage.
Employee Practices
Employment Practices Liability Insurance for employers covers employment-related liabilities other than on-the-job injuries. This can include legal fees and damages for suits such as wrongful termination, discrimination, sexual harassment, and other alleged violations of employees’ legal rights. If you have employees, we recommend considering this type of coverage.
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For more information, call us at 1-888-851-5572. If you would like to receive a fast and free quote, visit us on our webpage!