Business Insurance Quotes Memphis TN

Dec 10, 2018 (0) comment

Business Insurance Quotes Memphis TN

Business Insurance Quotes Memphis TN

Save Up To 27% With AmeriAgency Business Insurance Quotes Memphis TN


Small businesses are the foundation for future economic success; they bring forth the innovation to increase efficiency in our evolving world. However, insurance companies make it difficult to figure out when to get your first commercial insurance policy and what policy is the best fit for your company. There are many different types of policies and types of insurance for different aspects of your business. Therefore, there are a few things to keep in mind when initially considering shopping for insurance for your small business.

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Workers Compensation Insurance

First, you should be aware that hiring employees requires its own insurance coverage. In fact, this is one of the most common insurance triggers and often one of the first policies a business owner will buy. Even though it varies by state, workers’ compensation is required by law, and the penalties of having employees without a workers’ compensation insurance policy are extremely steep. Not only is it required by law, but it’s a critical layer of protection because it provides coverage for workers who are injured on the job, thus protecting you and your business from potential lawsuits that could be filed by employees if you don’t have this coverage.

Call AmeriAgency Now At 888-851-572 Save Up To 27% On Business Insurance Quotes Memphis TN

General Liability Insurance

In addition to workers’ compensation insurance, it is crucial to invest in general liability insurance to protect your company and assets from certain third-party claims and lawsuits. General liability insurance is coverage that protects against a wide range of claims involving injury or damage to property. Without this coverage, your small business can face high legal and compensatory costs if someone is injured or something is damaged in relation to your company. In addition, if you operate your business out of an office or retail space, all lease agreements will require a general liability policy to be in place making this coverage mandatory.

Call AmeriAgency Now At 888-851-572 Save Up To 27% On Business Insurance Quotes Memphis TN

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