A Business Owners Policy for your business, sometimes called a BOP, provides several important insurance protections for: buildings, personal business property, business interruption, bodily injury liability and property damage liability. These policies are designed especially for small and medium sized businesses, and can be customized to fit the needs of a wide variety of commercial enterprises.

Save Up to 27% in Business Insurance San Antonio With AmeriAgency. With More Than 20 Years of Experience, We’re Sure We Can Help!

Supplemental Coverage Available

  • Extended liability for additional insureds.
  • Debris removal, personal property.
  • Tools and equipment.
  • Valuable records protection and accounts receivable.

In addition to advising you on the right coverage, we provide additional services, such as:

  • Loss Prevention Programs – with our insurance company partners, we can evaluate your business’s current conditions and recommend ways to lower property, auto, workers compensation or liability losses. Lower losses will not only lower your insurance costs, but also increase your productivity by avoiding downtime.
  • Quick Claim Response – when you do have a claim and need fast and fair service, we work with you to make that happen. That’s why we only represent companies with excellent records for settling claims fairly and promptly.
  • Competitive Rates – many of the insurance companies we represent specialize in insuring specific types of businesses or industries, offering special coverage and pricing.

Property Coverage

Building

Do you own a commercial building? If so, do you have enough commercial property insurance to cover replacement costs? Although cost estimators are available, we recommend that you secure an appraisal from a third party to accurately determine the current replacement cost of your building. Give Independent Agents of Kentucky a call today at 502-459-8880, and we’ll help you determine if you have enough commercial property insurance for your business. Are you in a contracting business?

Flood

Most commercial property policies exclude flood as a covered cause of loss. A separate policy must be purchased to protect you from resulting damage. Check your current property insurance policy to be sure you are covered. If you’re unsure, just ask Independent Agents of Kentucky to review your coverage, and we’ll help you find the best solution.

Save Up to 27% in Business Insurance San Antonio With AmeriAgency. With More Than 20 Years of Experience, We’re Sure We Can Help!

For more information, call us at 1-888-851-5572. If you would like to receive a fast and free quote, visit us on our webpage!

baird@ameriagency.com

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