Cheapest Car Insurance Ameri Agency

Dec 18, 2018 (0) comment

Cheapest Car Insurance Ameri Agency

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Tennessee Cell Phone Driving Laws and Texting While Driving Laws

In the state of Tennessee, there is currently no hand-held cell phone ban. However, cell phone use is prohibited for novice drivers with a learner’s permit or intermediate license as well as school bus drivers. The penalties for conviction include:

  • Class C misdemeanor
  • $50 fine
  • 90 day delay in eligibility for intermediate restricted or intermediate driving license

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Tennessee does have a texting while driving law banning all drivers from texting while behind the wheel. Texting while driving in the state of Tennessee is a primary offense which means an officer can pull you over if they catch you sending an email or text message from a mobile device. Additional penalties for texting while driving include a $50 fine plus court costs. However, the ban on texting exempts law enforcement officers, firefighters and emergency medical persons who are on duty.


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Tennessee SR-22 Insurance Documents

An SR-22 insurance document filing is required when a driver seeks to reinstate their driver’s license after being convicted of a DUI, reckless driving, driving without insurance, or some other driving violation that has resulted in a suspension. It is a form that provides proof of future financial responsibility and may be required for a total of 5 years from the date of suspension.

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The Tennessee Department of Safety and Homeland Security states “If the SR-22 is filed for a total of 3 years (36 months) within the 5-year period, the SR-22 may be cancelled provided it is not required on any other suspension. If 5 years pass from the date of suspension before you reinstate your privileges, then the SR-22 would not be required. If the SR-22 is cancelled before the required time and a new form not filed, your driving privileges will be suspended.”

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If requested, your insurer can electronically file the SR-22 insurance documents to get you driving on the road legally as quickly as possible.

Affordable Car Insurance in Tennessee

If you’re looking for affordable car insurance in Tennessee, AmeriAgency Auto Insurance may be able to help. We help you find low down payments and easy monthly payment options to get you on the road fast.

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