Electrical Contractor General Liability

Electrical Contractor General Liability

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Electrical Contractor Insurance

Electrical contractor insurance protects against potentially devastating financial losses caused by injuries, property damage and other common risks related to the trade.

We offer electrical contractor insurance through the top regional and national carriers. Our team of experts will help you get customized coverage through one of our trusted providers.

Electrical contractors require certain insurance coverages to protect themselves and their businesses. One essential coverage is general liability insurance, which provides protection against lawsuits and financial liabilities that may arise from accidents or incidents such as fires caused by faulty work. Another important coverage is commercial auto insurance, which is necessary if the contractor uses their vehicle to transport work supplies like parts, testing equipment, and tools. This insurance can cover a variety of vehicles, including cargo vans and pick-up trucks.

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Electrical contractor insurance cost

Various factors like contractual requirements, number of employees and other job-related exposures can all affect the cost of electrical insurance.

For example, an electrician who needs $10,000 in personal property protection to cover his expensive tools will usually pay more than an electrician who only needs $5,000 in coverage.

Learn how other factors impact your business insurance cost, and what you can do to maximize your savings.

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Basic coverages for electricians:

• General Liability: An essential coverage for electrical contractors. It protects against lawsuits or other financial liabilities that result from a wide range of accidents, like a fire caused by faulty work.
• Commercial Auto: Typically needed if you use your vehicle to transport work supplies like parts, testing equipment and other tools. We offer protection for a variety of vehicles, including cargo vans and pick-up trucks.

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Other coverages electricians might need:

• Business Owners Policy (BOP): Extends general liability coverage to protect things like your commercial buildings and personal property.
• Workers’ Compensation: Coverage for your employees who become ill or injured while on the job.

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Quote your electrical business today

We can help you understand your insurance requirements, answer your questions and more!

Our in-house agency can connect you with one of our business insurance providers for customized coverage. We also have specialists available to insure your work vehicles same-day.

Click Here Now Or Call AmeriAgency at 888-851-5572 To Start Saving Up To 27% On Electrical Contractor General Liability

Related information

• What’s needed for an electrician insurance quote
• Quote checklist for my vehicles

Quote online or call for expert advice.

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