No matter how experienced you are or how careful your lawn care business may be, unpredictable accidents and losses happen all the time. For example, if one of your employees were injured on the job, would your business have the means to cover medical expenses? What about court costs if a third party sues your business due to property damage you or your employees caused? Your lawn care business insurance in both these cases can be the difference between your business surviving a financial blow and closing its doors for good. AmeriAgency has more than 20 years of experience finding the best rates in landscaping insurance in Tennessee. Do you need help in Alabama?
Save Up to 27% in Landscaping Insurance Tennessee With AmeriAgency. With More Than 20 Years of Experience, We’re Sure We Can Help!
Before you purchase a business insurance policy for your lawn care or landscaping business, take a look at these seven tips to help you find the appropriate coverage.
- Assess your insurance needs and risks.
- Find an insurance provider that you trust.
- Opt for the best coverage rather than the lowest cost.
- Work with lawn care insurance specialists.
- Read your policy thoroughly.
- Consider your deductible.
- Overestimate your coverage needs.
The right lawn care insurance coverage will help to protect you and your business against all of the above situations and more, both the expected and the unexpected.
The question to ask yourself is that of “can you afford to have this happen to your business, yourself, and your future?” For most small business owners, and probably yourself as well, the answer is no. In most cases, it doesn’t make sense for you to put aside and have ready to pay-out the millions of dollars needed to truly protect yourself and your lawn care business from the unexpected. It makes more financial sense to transfer that risk via the right lawn care insurance coverage and stay focused on your working on and growing your business.
Save Up to 27% With AmeriAgency. With More Than 20 Years of Experience, We’re Sure We Can Help!
We advise you to speak with one of our landscaping business insurance experts and get a free landscaping insurance quote comparison or lawn care insurance quote comparison where they can discuss your business and its potential risks with you to help develop the right lawn care insurance coverage plan or landscaping insurance coverage plan for your unique needs.
Common lawn care insurance coverage and landscaping insurance coverage includes:
- General Business Liability Coverage
- Business Property Coverage
- Inland Marine Coverage
- Workers Compensation Insurance
- Surety Bonds
- Commercial Auto (truck, van, car)
- Umbrella Policy
A sample of the lawn care insurance coverage or landscaping insurance coverage included or available as additional options are:
Liability:
- Snow Removal
- Pesticide or Herbicide Applicator Coverage
- Voluntary Property Damage
- Additional Insured’s / Blanket
- Fire legal Liability
Property:
- Building and Structures
- Appurtenant Structures
- Valuable Papers
- Business Income / Extra Expense
- Newly Constructed or Acquired Buildings
- Business Crime
- EDP Equipment Coverage
- Glass Breakage
- Accounts Receivable Coverage
- Outdoor Property such as fences & walls
- Damage to Tenants Property
Save Up to 27% in Landscaping Insurance Tennessee With AmeriAgency. With More Than 20 Years of Experience, We’re Sure We Can Help!
For more information, call us at 1-888-851-5572. If you would like to receive a fast and free quote, visit us on our webpage!