Workers’ Compensation Plumbing Contractor

Workers’ Compensation Plumbing Contractor

Workers’ Compensation Plumbing Contractor

Click Here Now Or Call AmeriAgency At 888-851-5572 To Start Saving Up To 27% On Workers’ Compensation Plumbing Contractor

Workers’ Comp Coverage for Plumbing Contractors

We’ve been helping residential and commercial plumbers find affordable coverage for over 25 years. Our Experts understand the unique underwriting requirements from the insurance companies. That’s why we’ve developed programs designed to help you get the best rates and most flexible payment options.

It’s hardly news that many plumbing contractors look at the expense side of the ledger every month with an eye toward trimming expenses wherever possible. One item that may catch their eye is that of workers’ compensation insurance. Particularly for smaller businesses, you might ask if it’s necessary.

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One simple answer is that it may be required in your state, even for businesses with a single employee. But whether coverage is mandated by law or not, the more important answer is that workers’ comp insurance is the sole remedy for risks associated with injuries or incidents that occur in the workplace. Even if your business is small, it can still be liable for medical bills and lost wages if one of your employees is injured while working. Without the safety net provided by workers’ comp insurance, the cost of paying for an employee’s workplace injury can be devastating to your business.

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What often gets lost in discussions of workers’ comp is that it is insurance against lawsuits as well as unforeseen expenses. Business owners wouldn’t dream of “going bare” without vehicle or personal property insurance, but may not realize that workers’ comp is another form of insurance that allows them to function even in the face of major injury and potential liability costs. And with that in mind, let’s take a look at some questions and misconceptions plumbing contractors may have about their coverage.

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