Commercial Insurance – Time Element Coverages

Time Element Insurance – Time Element Coverages and Dependent Property Time Element Coverage TIME ELEMENT COVERAGES Time Element forms provide coverage for the intangible economic losses that occur following a direct damage loss to tangible property. These are future-looking forms and coverage is based on the loss of anticipated economic benefits. Time Element Coverage—Business Income […]

Tennessee Car Insurance Laws

Tennessee Car Insurance Laws AmeriAgency wants you to get the Tennessee car insurance limits you need to get on the road for as little cost as possible. But, before you buy auto insurance, it’s important to know Tennessee car insurance laws so you can make sure you meet the legal requirements in the Volunteer State. Tennessee […]

Motorcycle Insurance Basics: The Guide to Discounts

Motorcycle Insurance Basics Whether you’re a recreational motorcyclist or a serious cross-country rider, be sure you know the motorcycle insurance basics to protect yourself on the road.  Click here for information on State Farm motorcycle insurance. In most (but not all) states, motorcyclists are required to have basic liability insurance, which covers injuries to others […]

Insurance Needs for Home Additions and Renovations

Insurance Needs for Home Additions and Renovations Adding on to your home, completing major or minor renovations, or making upgrades to outdated plumbing or electrical systems can all have a positive impact on the value of a property. But did you know they can also change your insurance needs? Here’s what you should do to […]

10 Tips for Scoring that Promotion

10 Tips for Scoring that Promotion Most people assume that if they perform well, they’ll be scoring that promotion somewhere along the line, maybe at their annual review. But a smart employee doesn’t leave these things to chance. Here are some tips for getting that promotion when the time is right: Be professional: Steer clear […]

Workplace Gift Guide

Workplace Gift Guide Workplace Gift Guide Maybe you feel an obligation to give holiday gifts to your dedicated clients, your boss, employees, or important co-workers; or maybe it’s just something you’d like to do. However, when giving in a professional environment, there are some guidelines. Here are some gift ideas in our workplace gift guide […]

Choosing the Right Car: Insurance is a Factor

 Choosing the Right Car Choosing the right car isn’t as simple as it used to be when your only option was a Model T in a single color: black. With so many choices, makes, models, special features, etc. it’s hard to figure out where to begin. Follow these 7 guidelines to find the right automobile […]

Driving with Kids – Baby On Board

Driving with Kids They may be your own, or they’re your grandkids or your friend’ kids, but driving with kids is a task that should always be taken seriously. Having kids in the car can be quite distracting. Perhaps they are fighting in the back seat, or maybe one is asking you for a snack […]

Understanding Chronic Pain

Understanding Chronic Pain Millions of Americans need ongoing treatment. Despite recent headlines shouting about the over-prescription of opioids, many studies show that pain is often under diagnosed and under-treated. September is Chronic Pain Awareness Month, which means that organizations and individuals are working together to raise awareness about the realities of living with chronic pain […]

Personal Annual Review: Your Insurance Check-up

Personal Annual Review You Aren’t Just Anyone You need a personal annual review. Insurance policies are made to be customized for a reason. The business executive has more income and assets to protect from liability claims than the recent college graduate. Families have more people to think about than young single people or an empty […]